J Cross Cult Gerontol. 2026 Jan 16;41(1):1. doi: 10.1007/s10823-025-09556-7.
ABSTRACT
Of the almost two million older persons in Ghana, fewer than 300,000 receive pensions from the Social Security and National Insurance Trust (SSNIT), having contributed to the pension scheme during their working years. Since ageing is associated with several social, economic, and health adversities, it is important to ascertain the quality of life of this population to identify areas of their lives that may need improvement. Consequently, this study examined the quality of life of 437 pensioners benefiting from the SSNIT pension scheme in the Greater Accra Region of Ghana. The study employed mixed-methods and utilized the WHOQOL-BREF to measure the quality of life under the physical, psychological, social, and environmental domains. The findings suggested that the pensioners had at best a moderate social, physical, psychological, and environmental quality of life. Based on the findings, the study recommends policy actions aimed at enhancing pension adequacy, strengthening social support and community engagement opportunities, and improving access to health and welfare services for pensioners.
PMID:41543769 | DOI:10.1007/s10823-025-09556-7
